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Comment Archives: stories: News & Comment: News: Last 7 Days

Re: “The Council Whisperers


2 likes, 3 dislikes
Posted by muddydog on 04/28/2016 at 3:34 PM

Re: “The Council Whisperers

I wonder if Michael Cannon would like to borrow my Link Analysis Software? It makes it a lot easier, but he might have to hire an aide to do the data entry! :)

4 likes, 1 dislike
Posted by Brian R Breen on 04/28/2016 at 7:00 AM

Re: “Hospitalized and Homeless

I own an Assisted Living and an Adult Family Home and have been operating both in the Spokane area for over a decade. We offer 24 hour awake staff and we currently provide care for 7 wheelchair bound gentlemen that are on Medicaid. I just yesterday found out about this story, since it was published originally we have had 3 openings in our facilities. I also have friends that operate Assitd Livings as well, I have reached out to them about this. Not one of us has been contacted by anyone from DSHS or the hospital about finding placement for Mr Crowe, not once. We’re not that hard to find, in fact if you put any effort into it you would have had to contact one of us. I am also a member of the Washington Health Care Association and the Adult Family Home Council, I have been contacted in the past by both groups when someone contacts them looking for placement for a resident in our area. So why didn’t I get contacted this time? Cause it didn’t happen. No one at the hospital discharging or DSHS did their job to what I would consider a competent level. Mr Crowe is a victim of a system and a culture where it is acceptable for you to do the least amount of work possible as long as you can shift the blame to outside the Dept. just like what has happened with the hospital and DSHS. If they were my business people would be fired, but we all know that’s not gonna happen in this case because that would mean one of the responsible entities would have to admit to negligence on their part. Mr Crowe is just one of hundreds of people getting Medicaid services being abused by the system but as long as the public is getting fed these smoke screen stories the real abusers are going to get to keep on abusing.

1 like, 0 dislikes
Posted by Scapegoat Business Owner on 04/27/2016 at 10:38 AM

Re: “Laser Tag

The government should provide free tattoos and free tattoo removal. Feel the (laser) Bern!

0 likes, 2 dislikes
Posted by muddydog on 04/27/2016 at 10:19 AM

Re: “Harbingers of Boom

Another obvious question not asked by The Inlander's is how many of the houses sold are owner-occupied? My gut instinct is that a lot of them wind up as rentals for people who have decided to get into the income-property business. There are plenty of hotel ballroom seminar scams that seduce gullible people into thinking they can make a mint as landlords.

1 like, 0 dislikes
Posted by Zelda Krup on 04/26/2016 at 12:04 PM

Re: “Harbingers of Boom

Chinese flight capital has been coming into the West Coast for the past few years. They are buying up properties initially using their real names and then within weeks changing that to an LLC. Seattle, Bellevue, Issaquah are saturated with it so the Chinese are going further inland. This is not xenophobia -- it's a real dispassionate statement of facts. Seattle and its environs have finite supply and exponential demand. Not the case with Spokane, but flight capital is having an effect here that has gone unnoticed -- or at least hasn't been written about.

This article is incomplete and not particularly informative because it lacks the most valuable information of all -- who the people are who are "snapping up" these houses, where are they from and why are they so compelled to buy *right now*. What kinds of terms are sellers and lenders offering? Realtors help to whip up the frenzy so it can be a self-fulfilling prophecy. Ms. Borghorst is playing games in expressing her worry and hand-wringing. There are still plenty of sources around for crappy loan products and financing arrangements. And don't think that real estate agents don't know about them. Loans still are being securitized. Zero-down VA loans are advertised relentlessly on TV.

Best to remember the axiom that trees don't grow to the sky.

Posted by Zelda Krup on 04/26/2016 at 10:42 AM

Re: “Teachers and Trauma

I think they are trying to make it sound more rewarding to the students by saying degree but a diploma is still very important. Great article however trying to help kids in need but it all comes down to parenting, In poverty or wealth you can still end up on the wrong end because it is the values and discipline instilled in us by out parents first and foremost. Assistance from the outside is nice but it has to start with the parents and the family home I think

Posted by RjSpokane on 04/25/2016 at 8:11 AM

Re: “Happy Ending?

Still there, and you know what? It's a good thing. Overly litigious asshats trying to close down a legitimate business because they, what?, have sexual repression issues that they want to make laws governing others? What a waste of money and honestly... I'm looking up their names so I can vote them out if they're anywhere near a public office spending tax dollars this way.

1 like, 0 dislikes
Posted by Zeromus on 04/24/2016 at 9:08 PM

Re: “Man vs. Wolf

I remain concerned about the general lack of respect we have for everything, not just wildlife. I don't see any indication in any environmental arena where we fully understand the complex connections between life and ecosystems. I see us exploit and destroy without a sense of how we might actually be hurting ourselves. I find we are arrogant and disrespectful about things we claim to understand when we don't. This story and so many others just makes me incredibly sad for both species.

1 like, 0 dislikes
Posted by Debra A Bickford on 04/24/2016 at 2:14 PM

Re: “Harbingers of Boom

If history proves anything, it is that regulators are never able to anticipate all outcomes of their market interventions, and all that tinkering only increases the damage of the inevitable "black swan" event. Allowing markets to function naturally won't prevent black swans, but will decrease their frequency and the damage they cause. What are the consequences of the latest round of tinkering by over confident regulators? We'll find out eventually, and to our regret.

3 likes, 3 dislikes
Posted by muddydog on 04/22/2016 at 7:49 PM

Re: “Winners and Losers

"Mitchell says that as an inexperienced attorney, he made mistakes and "offended a judge."" - Yet, earlier in the article - "In 2010, less than four years after starting his own practice..." Scary that after 9+ years of practicing, Mr. Mitchell still refers to himself as inexperienced. What kind of attorneys are law schools pumping out these days that after nearly a decade - A DECADE - he still considers himself inexperienced? Sounds like the experienced judges of the Appeals court really schooled this bully.

Posted by gobacktoschool on 04/22/2016 at 1:49 PM

Re: “Harbingers of Boom

@muddydog - Because of added regulation, the only lenders who are still going to make wild bets are those who are assuming all the risk and holding the paper in their own portfolios. To be able to sell to the secondary market, there are many new stringent guidelines. QM and ATR introduced mandatory borrower underwriting, home ownership counseling agencies are available and a list of them must be provided for all purchases, and disclosure regulations are changing so fast it's almost impossible to keep up with.

October 3rd of last year saw huge changes in the Truth in Lending Act and Real Estate Settlement Procedures Act implementation, then in January there were new implementations of the Flood Disaster Prevention Act via the Briggert-Waters Flood Insurance Reform Act and subsequently the Homeowner's Flood Insurance Affordability Act. Even some bare land purchases will be affected by revisions to the Military Lending Act as of October 3rd 2016.

Consequently, the chances of a consumer mortgage driven financial disaster is really limited at this point, but while a systemic failure is unlikely local valuation bubbles will always be a thing and we may well be entering (or be inside of) one of those in this market.

For systemic failure I would worry more about overextended commercial lending into very hyped segments of the economy, as we have seen with oil and mineral extraction in the last year and likely with agriculture in the coming few years and commodity prices trend lower.

5 likes, 0 dislikes
Posted by EconomicsAndRegulation on 04/22/2016 at 9:05 AM

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