Pin It
Favorite

Pinching Pennies 

If you receive state benefits, should you be able to withdraw cash at an ATM without an extra penalty?

click to enlarge Ricardo Meza questions a fee the state charges when he uses an ATM - YOUNG KWAK
  • Young Kwak
  • Ricardo Meza questions a fee the state charges when he uses an ATM

Ricardo Meza had a mystery. He knows there is a fee of $2.50 for using his Quest card at an ATM machine. The receipt told him so. But when he checked his balance, it showed $3.35 was taken from his state benefits during the transaction.

What’s up with the other 85 cents, he asks? “People are already being charged $2.50 to use the card [at an ATM],” Meza says. “People at the last end of the rope. Now you are being charged more to use your own money? No. Enough.”

Kathy Spears, a public affairs spokeswoman at the state Department of Social and Health Services, says DSHS charges the fee as a way to steer Quest card users to grocery stores.

The primary function of this modern take on food stamps is food and household goods, she says.

There is no DSHS transaction fee on cards used at groceries or other “points of sale,” Spears says. “And they can get cash back there.”

A worker at a Spokane grocery says, “there is a food side and a money side,” to Quest cards, so cardholders can buy both food and nonfood items at the same time.

But Meza says he prefers to buy household, nonfood items at a discount store that doesn’t take EBT cards.

“I can’t get toilet paper or soap or shampoo with food stamps — I have to pay cash. So I like to get cash and go to the Dollar Store where everything is 99 cents,” he says.

Some groceries give cash back on Quest cards, he says, while “others never tell you.”

He lives in low-income housing that isn’t close to grocery stores anyway, Meza says, and he finds himself using nearby ATMs despite the steep user fees that are charged.

“A lot of us are living at the end of the line, and they are charging us for using the card? Come on,” he says, critical of the additional DSHS 85-cent charge for using cash machines.

“I’m just pissed about it because every time I use it,” he says. “It bites me in the ass.”

Spears acknowledges that it is frequently expensive to be poor in America, but she reiterates that the main function of the EBT card is food, not cash. Cardholders receive instructions, she says, about the intended use of the cards and information about the fees.

Tags: ,

  • Pin It

Speaking of Banking

  • Rich Bank, Poor Bank
  • Rich Bank, Poor Bank

    While a bank like Sterling Savings is struggling in the wake of the economic downturn, Spokane Teachers Credit Union is thriving. What’s the difference?
    • Mar 24, 2010
  • More »

Latest in News

  • Bridging the Gap
  • Bridging the Gap

    Bridge Avenue stands as the dividing line between the swanky Kendall Yards and impoverished West Central. Is that about to change?
    • Sep 29, 2016
  • Rematch
  • Rematch

    Once again, Cathy McMorris Rodgers and Joe Pakootas face off for her seat in Congress. Here are some ways they differ
    • Sep 29, 2016
  • Hail to the Chief (Again)
  • Hail to the Chief (Again)

    Craig Meidl again gets the nod from Mayor Condon; plus, a WSU football player in Domino's brawl won't be charged
    • Sep 29, 2016
  • More »

Comments (2)

Showing 1-2 of 2

Add a comment

 
Subscribe to this thread:
Showing 1-2 of 2

Add a comment

Today | Sun | Mon | Tue | Wed | Thu | Fri
Mad Hatter Vintage Flea Market

Mad Hatter Vintage Flea Market @ Five Mile Grange

Sat., Oct. 1

All of today's events | Staff Picks

More by Kevin Taylor

Most Commented On

  • To Kill the Black Snake

    Historic all-tribes protest at Standing Rock is meant to stop the destruction of the earth for all
    • Sep 8, 2016
  • Murrow's Nightmare

    Debate moderators need to be much more than an onstage prop to make our democracy work
    • Sep 15, 2016
  • More »

Top Tags in
News & Comment

election 2016


trail mix


BRIEFS


green zone


marijuana


Readers also liked…

  • Manufacturing Fear
  • Manufacturing Fear

    Spokane's Republican sheriff says members of his own party are dangerously dividing people
    • Aug 12, 2015
  • Worth a Shot
  • Worth a Shot

    As preventable disease breaks out, concern for public health reaches a fever pitch
    • Feb 18, 2015

© 2016 Inlander
Website powered by Foundation