Saturday, July 19, 2014

10 Ways to Afford Extra Summer Expenses (Spoiler: No. 10: Stop Paying Bills)

Posted By on Sat, Jul 19, 2014 at 9:58 AM

Not yet half way into summer vacation, families like mine are starting to feel the pinch of added expenses, restless kids and less income. In fact, the mental stress of financing the months of summer can become so all-consuming that our relationships turn tense and we risk losing the enjoyment of the season.

Here are a few ways I’ve tried to make or save money to fund that kids’ camp, movie night, Silverwood excursion, evening date, camping trip or kayak rental when I’m empty in the pockets:

1. Dig Deeper. I found an extra $25 just by going through winter coat pockets, looking under the seats in my car and digging in the sofa. That’s dinner or a movie for two.

2. Babysit Pets.
My 12-year-old would love to own and breed all kind of animals, but I am not a big pet fan. Our compromise is that he can babysit non-vicious dogs and cats at our home. He’s already earned enough to pay for two Silverwood trips, snacks included.

3. Sell Your Stuff. I admit, I have no patience for sitting in the sun all day running a yard sale or managing ads on craigslist, but I am trying out currently for selling clothes and have found some of the local shop-and-swap networks to be quite effective.

4. Use Your Body. I’m not suggesting organ donation or red-light-district activity, but plasma donors are always needed here in Spokane, and there are medical research teams looking for test subjects for products you might already be using, like allergy meds or nasal spray.

5. Rent What You Own. I’m not a big fan of having random roommates, although we do host international students on occasion. But, renting out a garage or toolshed for storage is less invasive to your privacy and can add enough supplemental monthly income to cover a road trip by fall.

6. Tap Your Talents. Making a summer camp out of your skill set, teaching a few private (art, music, dance) lessons, or teaming up with a friend to trade your expertise are all great ways to turn a profit. I am trading art lessons for guitar lessons and have also taught with Spokane Art School and other organizations on a class-by-class basis.

7. Be Exotic. Yes, this area has its limits, but there are some fun ways to explore and express in Spokane. I participated as a vendor in the new outdoor art event, Bazaar, and will be spicing up things in August as a model for the Blackwood Art Clothing line at Runway Renegades. Participating in events that pay in excitement or networking can bring fresh ideas to your life.

8. Go Hastings. Buy-backs aren’t hugely lucrative, but if you have upgraded to BluRay or no longer have an Xbox 360, why keep the archaic stuff around? Entertainment and gaming stores usually buy back or trade consoles and games.

9. Pawn It. Sometimes you will get just as much or more for your equipment, electronics, musical instruments or jewelry at a pawn shop as you will sitting in the hot sun (or rain) all day running a yard sale. My kids pawned enough of their outdated items to purchase a couple hundred dollars of new entertainment gear.

10. Stop Paying Bills. Maybe you don’t really need that iPad on your phone line anymore or aren’t using Hulu Plus or tanning and going to the gym during the summer. For some companies, you can temporarily put your services on hold, revise your plan or eliminate your membership altogether. I saved about $85 a month by revising my services this summer. ♦

Rachel Dolezal, formerly of the Human Rights Education Institute in Coeur d'Alene, is an award-winning artist and activist who teaches courses in art, Africana history and culture at area universities.

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